Today we’re going to talk about something really useful – how to use OPay USSD codes. Don’t worry if that sounds complicated, because I’m going to explain everything in a way that’s super easy to understand.
How To Use Opay USSD Code?
To use OPay services through USSD, dial *955# on your phone. This opens a menu where you can do many things. To send money, press 1. To add money to your OPay wallet, press 2. If you want to pay bills like electricity or TV, press 3. For buying airtime or data, press 4.
When you choose an option, the USSD menu will guide you step by step. Just follow the instructions on your screen and press the numbers for what you want to do. Remember to keep your OPay PIN private and safe – you’ll need it to confirm your transactions.
If you make a mistake, you can always press 0 to go back or cancel the transaction. If you need help, you can call OPay customer service by dialing 9551#.
What is OPay USSD?
Think of USSD as a special way to use your phone to do things with your money. It’s like sending a text message to your bank. The cool thing is that you don’t need the internet or a fancy smartphone to use it.
All you need is a basic phone that can make calls and send messages. For OPay, the main code you need to remember is *955#.
Getting Started with OPay
Before you can start using OPay’s USSD service, you’ll need to have an OPay account. You can get one by going to an OPay agent near you.
Make sure to bring your ID card and phone with you. The agent will help you set everything up. Once you have an account, you’ll get a special PIN number – keep this safe and don’t share it with anyone!
Making Money Transfers
Sending money to friends and family is probably one of the main things you’ll want to do with OPay. Here’s how it works in simple terms: First, you dial *955# on your phone.
When you see the menu, you’ll choose the option for sending money. You can send money to someone else who uses OPay, or to any bank account in Nigeria.
Checking Your Money
It’s important to know how much money you have in your account. This is called checking your balance. To do this, you just need to dial *955# and choose the balance option. The system will ask for your PIN, and then it will show you exactly how much money you have.
Buying Airtime and Data
Running low on phone credit? No worries! You can buy airtime right from your OPay account. The same goes for internet data. Here’s another helpful table:
| What You Need | How to Get It |
| Airtime for Your Phone | 955amount# |
| Airtime for Someone Else | 955their number*amount# |
| Internet Data | 9553# |
Paying Your Bills
OPay makes it easy to pay for different things your family might need. You can pay for electricity, TV subscriptions like DSTV or GOTV, and even water bills. When you dial *955#, you’ll see an option for bill payments.
The system will guide you through each step, asking for things like your customer number and how much you want to pay.
Taking Care of Your Account
Your OPay account is like a digital wallet, so you need to take good care of it. You can change your PIN if you think someone might know it.
You can also check your recent transactions to see where your money has gone. The most important thing is to keep your PIN private – it’s like the key to your money safe!
Here’s a table of important account management codes:
| What You Want to Do | The Code to Use |
| Change Your PIN | 95500# |
| See Recent Transactions | 9555# |
| Lock Your Account | 955911# |
Staying Safe While Using OPay
Safety is super important when you’re dealing with money. Never tell anyone your PIN – not even someone who says they work for OPay.
When you’re sending money, double-check the account number to make sure it’s correct. If something seems wrong or you’re not sure about something, ask an adult for help or call OPay’s customer service.
What to Do When Things Go Wrong
Sometimes things might not work exactly as planned. If you try to do something and it doesn’t work, don’t panic! First, wait about 10 minutes and then check if anything has changed.
If you sent money and it didn’t go through, check your balance to see if the money was taken from your account. If you’re still having problems, you can always call OPay’s customer service for help.
Important Things to Remember
Using OPay USSD is pretty simple once you get used to it. The main code (*955#) works on any phone, whether it’s a fancy smartphone or a basic one. You don’t need internet to use it, which is really helpful when your data runs out or when the network is bad.
There are some limits on how much money you can send each day. When you first start using OPay, you can send up to ₦100,000 per day. If you need to send more, you’ll need to upgrade your account by providing some extra information to OPay.
Most of the time, using USSD is free, but sometimes there might be small charges for things like sending money to other banks. Don’t worry though – OPay will always tell you about any charges before you confirm your transaction.
Getting Help When You Need It
If you ever get stuck or confused while using OPay USSD, there are several ways to get help. You can call OPay’s customer service number (0700-CUSTOMER), visit an OPay agent, or ask someone in your family who already uses OPay.
The most important thing is to ask for help if you’re not sure about something – it’s better to ask questions than to make mistakes with your money.
Conclusion
OPay USSD makes it easy to handle your money, even without a smartphone or internet connection. Whether you’re buying airtime, sending money to friends, or helping your parents pay bills, you can do it all with just a few button presses on your phone.