Want to move money from your GTBank account to OPay? You’re in the right place! I’ll show you exactly how to do this in simple steps. Whether you’re new to digital banking or just want a clear guide, I’ve got you covered.

How To Transfer To Opay From GtBank?
To transfer money from GTBank to OPay, first open your GTBank mobile app or use GTBank internet banking. Look for the “Transfers” option and choose “Other Banks Transfer.” Select OPay as the receiving bank (listed as Paycom/OPay).
Enter the OPay account number you want to send money to. Type in the amount you want to transfer. Double-check all the details to make sure they’re correct. Finally, enter your GTBank PIN or token to complete the transfer. The money should arrive in the OPay account within minutes.
Understanding GTBank to OPay Transfers
Before we dive into the steps, let’s understand what makes transferring to OPay special. OPay is a digital wallet that lets you do lots of cool things like paying bills and sending money to friends. When you transfer money from GTBank to OPay, you’re basically moving money from your bank account to your digital wallet.
Transfer Methods Available
You can transfer money to OPay from GTBank in two main ways:
- Using GTBank’s USSD code (*737#)
- Using the GTBank mobile app
Both methods are safe and quick – it just depends on what’s easier for you!
Transfer Limits and Charges
Let’s talk about money first! Here’s what you need to know about limits and fees:
Type of Transfer | Daily Limit | Transfer Fee |
Regular Transfer | ₦500,000 | ₦50 |
Corporate Account | ₦999,999 | ₦50 |
Processing Times
Transfer Method | Processing Time |
USSD Transfer | Instant to 10 minutes |
App Transfer | Instant to 10 minutes |
Step-by-Step Guide: Using GTBank Mobile App
Getting Ready
First things first – make sure you have:
- Your GTBank app installed and working
- Enough money in your GTBank account
- Your OPay account number handy
- Good internet connection
Transfer Steps
Let’s walk through this together:
Step 1: Login to GTBank App
Open your GTBank app and sign in with your username and password. If you haven’t set up the app yet, you’ll need to do that first.
Step 2: Start the Transfer
- Tap on “Transfer” or “Send Money”
- Choose “Transfer to Other Banks”
- Select “OPay” from the bank list
Step 3: Enter Transfer Details
- Type in your OPay account number
- The name will show up automatically – make sure it’s correct!
- Enter how much you want to send
- Add a note if you want (like “savings” or “rent”)
Step 4: Confirm and Send
- Double-check all the details
- Enter your PIN when asked
- Tap “Send” or “Confirm”
- Keep your receipt safe
Using USSD Code (*737#)
If you prefer using USSD, here’s how:
Simple USSD Steps
- Dial 7372AmountOPay Account Number#
- Follow the prompts
- Enter your PIN when asked
- Wait for your confirmation message
Making Your Transfer Successful
Safety Tips
- Always check the account name before sending
- Keep your transfer receipts
- Don’t share your PIN with anyone
- Make sure you have enough money plus charges
What to Do If Something Goes Wrong
If your money doesn’t arrive:
- Check if you entered the right account number
- Make sure the transfer went through
- Contact GTBank’s customer service
- Keep your transaction reference number handy
Conclusion
Transferring money from GTBank to OPay is pretty straightforward once you know how. Whether you choose the app or USSD method, you can get it done in just a few minutes. Remember to always check the details before sending and keep your transfer receipt.
Frequently Asked Questions
How long does the transfer take?
Most transfers happen instantly or within 10 minutes. If it takes longer, contact your bank.
What if I send to the wrong account?
Contact GTBank immediately if you notice you sent to the wrong account. They’ll help you sort it out.
Is there a minimum transfer amount?
Yes, you can transfer as little as ₦100 to your OPay account.
Can I transfer at any time?
Yes! You can transfer 24/7, even on weekends and holidays.
Do I need to add OPay as a beneficiary first?
No, you can transfer directly without adding OPay as a beneficiary.