How To Transfer Money From Fidelity Bank To Opay Account Using Ussd Code?

Want to send money from your Fidelity Bank account to OPay? I’ll show you exactly how to do it using your phone. No internet needed – just your regular phone signal!

How To Transfer Money From Fidelity Bank To Opay Account Using Ussd Code?

To transfer money from Fidelity Bank to OPay using USSD, dial *770# on your phone. Select “Transfer Money” and choose “To Other Banks.” Enter “100033” as the OPay bank code, then type your OPay account number.

Enter the amount you want to send, and confirm the transfer details. You’ll need to enter your PIN to complete the transaction. You’ll get a message confirming if your transfer was successful.

Getting Started with Money Transfers

Before we jump into the steps, let’s make sure you’ve got everything ready. You’ll need a working phone with a Fidelity Bank account connected to it. Your Fidelity Bank account must be active, and your phone number should be properly registered with the bank.

You’ll also need to know your OPay account number and have enough money in your account to cover both the transfer amount and any charges. Don’t worry if you’re new to this – I’ll walk you through each part.

Understanding USSD Banking

USSD stands for Unstructured Supplementary Service Data. Think of it as sending a special message to your bank. The best part? It works on any phone, even if you don’t have a smartphone or internet connection. This makes it perfect for quick transfers when you’re on the go.

What You NeedWhy It’s ImportantActive Fidelity AccountTo send the moneyRegistered Phone NumberFor security checksOPay Account NumberTo receive the moneyAccount BalanceMust cover transfer amount plus charges

The Complete Transfer Process

When you’re ready to make a transfer, start by finding your OPay account number. You can find this in your OPay app or by checking your OPay messages. Write it down somewhere safe – you’ll need it for the transfer.

To begin the transfer, dial *770# on your phone. When the menu appears, select the transfer money option. Choose “To Other Banks” from the menu, then enter OPay’s bank code, which is 999333.

Next, you’ll need to enter your OPay account number, followed by the amount you want to send. The system will ask for your PIN to confirm the transaction. Make sure to review all the details carefully before giving final confirmation.

Understanding the Costs

Let’s talk about what it costs to send money. Transfers to OPay through USSD generally cost ₦25, regardless of the amount you’re sending. This is important to factor into your transfer planning.

Transfer AmountWhat You PayUp to ₦5,000₦25₦5,001 – ₦50,000₦25Above ₦50,000₦25

Transfer Limits and Timing

You should know about daily transfer limits when planning your transaction. Through USSD, you can send up to ₦100,000 per day. If you need to send more, you might want to consider using the Fidelity Bank mobile app, which allows transfers up to ₦1,000,000 daily.

Handling Transfer Issues

Sometimes transfers might not go through perfectly the first time. Network issues are common but don’t panic – this doesn’t mean your money is lost. If the network is poor, wait a few minutes and check your balance before trying again.

Double-checking the OPay account number before sending is crucial. If you realize you’ve made a mistake with the account number, contact Fidelity Bank immediately.

Getting Help When Needed

Fidelity Bank offers several ways to get help with your transfers. You can call their customer service at 0700-3433-5489, visit any Fidelity Bank branch, or send a message through the bank’s app.

Their customer service team is trained to help with transfer issues and can guide you through any problems you encounter.

Keeping Your Money Safe

Your financial security is crucial when making transfers. Never share your PIN with anyone, including bank staff. It’s wise to change your PIN regularly and always make sure you’re in a private space when entering it.

The bank will never ask for your PIN through a phone call or text message.

Alternative Transfer Methods

While USSD is convenient, you might sometimes prefer other methods. The Fidelity Bank mobile app offers a user-friendly interface for transfers.

You can also visit any Fidelity Bank branch for assistance, or use their internet banking service. Each method has its advantages, but USSD remains the quickest option for most people.

Making Your First Transfer

For your first transfer, consider sending a smaller amount as a test. This helps you get comfortable with the process without risking too much money. Save your transfer receipt message for reference, and keep the OPay account number saved in your phone for future use.

When USSD Works Best

USSD transfers are most useful when you don’t have internet access, are in a hurry, or are using a basic phone. The service works 24 hours a day, though occasional maintenance might occur during late night hours.

The minimum transfer amount is ₦100, making it suitable for both small and large transactions.

Conclusion

Transferring money from Fidelity Bank to OPay through USSD is a safe and straightforward process. Always keep your PIN private, verify account details before confirming transfers, and save your transaction receipts. If you need help, don’t hesitate to contact the bank’s customer service.

Frequently Asked Questions