Today, I’ll show you exactly how to move your money from Access Bank to your OPay wallet. Whether you’re new to digital banking or just want a clearer understanding, this guide will help you transfer money safely and quickly.
How To Transfer Money From Access Bank To Opay?
To transfer money from Access Bank to Opay, open your Access Bank mobile app and select “Transfers.” Choose “Other Banks” and pick “Providus Bank” since Opay uses them. Enter your Opay account number (check this in your Opay app profile) and the amount you want to send.
Double check all details and confirm the transfer. Your money should arrive in your Opay wallet within minutes. You can also transfer using Access Bank USSD by dialing *901# and following similar steps.
Understanding Access Bank to OPay Transfers
What is OPay?
OPay is a digital wallet that lets you save money, pay bills, and send money to friends and family. Think of it like a digital piggy bank that also helps you pay for things!
Why Transfer to OPay?
Moving money to OPay helps you pay for things more easily. You can buy airtime, pay electricity bills, or send money to friends who also use OPay.
Transfer Methods Available
Method 1: Using Access Bank Mobile App
To transfer using your Access Bank mobile app, begin by opening the app on your phone. Sign in with your account details. Look for the “Transfers” option and tap it. Next, select “Other Banks Transfer” from the menu.
Choose “OPay” as your destination bank. You’ll need to type in your OPay account number carefully. Enter the amount you want to send, and you can add a note if you’d like, such as “Lunch money.”
Take a moment to check all the details are correct, then enter your PIN to confirm the transfer.
| What You Need | Why It’s Important |
| Access Bank app | To start the transfer |
| Internet connection | For the app to work |
| OPay account number | To send money to right place |
| Transfer PIN | To keep your money safe |
Method 2: Using Access Bank USSD
If you don’t have the app, you can still transfer money using your phone’s dialing pad. Start by dialing *901#. When the menu appears, select the transfer option.
Choose “Other Banks” when prompted. You’ll need to enter OPay’s special code, which is 303. Type in your OPay account number next.
Then enter the amount you want to send. The system will ask for your PIN – enter it carefully. Finally, confirm all the details to complete your transfer.
| USSD Steps | What to Enter |
| Bank Code | 303 |
| Account Type | Savings |
| Transfer Limit | Up to ₦100,000 per day |
Important Things to Know
Transfer Times
Money usually moves from Access Bank to OPay in minutes. Sometimes it might take up to an hour if the network is busy.
Transfer Fees
Each transfer comes with a small fee. Here’s what you can expect to pay:
| Amount Range | Fee |
| Below ₦5,000 | ₦10 |
| ₦5,001 – ₦50,000 | ₦25 |
| Above ₦50,000 | ₦50 |
Keeping Your Money Safe
Always double-check the account number before sending money. It’s helpful to write down the number first and verify each digit carefully before proceeding with your transfer.
Solving Common Problems
If Your Transfer Fails
When a transfer doesn’t go through, start by checking your internet connection. Make sure you have enough money in your account to cover both the transfer amount and fees.
Verify that you’ve entered the correct account number. Sometimes waiting a few minutes and trying again can help. If you’re still having trouble, don’t hesitate to call Access Bank for assistance.
If Money Doesn’t Arrive
Transfer delays can happen occasionally. Give it about an hour to process. If you still don’t see the money in your OPay account, keep your transfer receipt safe and write down the transfer reference number.
This information will be important when you contact Access Bank customer service for help.
Conclusion
Moving your money from Access Bank to OPay is straightforward once you understand the process. The most important thing is to take your time and verify all details before confirming your transfer.
Whether you choose to use the mobile app or USSD code, both methods are secure and reliable.
Frequently Asked Questions
How long does the transfer take?
Most transfers complete within minutes, though during busy periods it might take up to an hour for your money to appear in your OPay account.
What’s the minimum amount I can transfer?
The smallest amount you can send to your OPay account is ₦100.
Do I need an OPay account first?
You’ll need to create an OPay account before receiving any transfers. Simply download the OPay app and follow the registration process to get started.
Can I transfer at night?
Transfers work around the clock, though some system maintenance might occur during late night hours.