Are you excited about your new OPay card but not sure how to get started? Don’t worry! I’ll walk you through the simple steps to activate your OPay card using USSD codes. By the end of this guide, you’ll be ready to use your card for shopping, withdrawals, and more.

How To Activate Opay Card With Ussd Code
To activate your Opay card with a USSD code, first make sure your card is linked to your account. Then, dial the USSD code provided by Opay (usually *955# or something similar) on your phone.
Follow the instructions on the screen to complete the activation process. Once done, your Opay card will be activated and ready to use.
What You Need Before Starting
Before we begin the activation process, make sure you have:
Required Items | Why You Need It |
Your OPay Card | To get the card number |
Your Phone | To dial the USSD code |
Active SIM Card | Must be registered with OPay |
Understanding Your OPay Card
Your OPay card is like a special key to your OPay wallet. Think of it as a bridge between your digital money and the physical world. You can use it at ATMs and stores just like a regular bank card.
Types of OPay Cards
Card Type | Main Features | Best For |
Virtual Card | Used for online shopping | Digital purchases |
Physical Card | Works at stores and ATMs | Everyday use |
Step-by-Step Card Activation Process
Step 1: Check Your Card Status
First, make sure your card hasn’t been activated yet. You can do this by trying to use your card – if it doesn’t work, it needs activation.
Step 2: Prepare Your USSD Code
The main USSD code for OPay is *955#. This is like a special phone number that connects you to OPay’s services.
Step 3: Start the Activation Process
- Dial *955# on your phone
- Wait for the menu to appear
- Select “Card Services” from the menu
- Choose “Card Activation”
Step 4: Enter Your Card Details
When prompted, you’ll need to enter:
- Your card number (found on the front of your card)
- The last 6 digits of your card number
- Your PIN (you’ll create this during activation)
Making Your Card Safe
Creating a Strong PIN
Your PIN is like a secret password for your card. Here’s what makes a good PIN:
- Use numbers that aren’t obvious
- Don’t use your birth year
- Avoid number sequences like 1234
Keeping Your Card Secure
- Never share your PIN with anyone
- Don’t write your PIN on your card
- Keep your card in a safe place
Using Your Activated Card
Now that your card is active, you can:
- Shop at stores
- Withdraw money from ATMs
- Make online purchases
- Pay bills
What to Do If Activation Fails
Sometimes things don’t work on the first try. Here’s what to do:
Common Problems and Solutions
Problem | What to Do |
Wrong PIN Entry | Wait 1 hour and try again |
Network Issues | Move to a location with better signal |
Error Message | Contact OPay support at their help center |
Tips for New Card Users
- Test your card with a small purchase first
- Keep OPay’s contact information handy
- Check your balance regularly
- Save the USSD code in your phone contacts
Conclusion
Activating your OPay card with USSD is a simple process that takes just a few minutes. Once activated, you’ll have access to a world of easy and secure payments. Remember to keep your PIN safe and contact OPay support if you need help.
Frequently Asked Questions
How long does card activation take?
Card activation usually takes about 5 minutes if you follow all steps correctly.
Can I activate multiple cards on one phone?
Yes, you can activate different OPay cards using the same phone number, but each card must be linked to a different account.
What if I forget my PIN?
You can reset your PIN through the OPay app or by contacting customer support.
Does card activation cost money?
No, activating your OPay card is completely free.
How do I know if my card is successfully activated?
You’ll receive a confirmation message, and you can test your card with a small transaction.