Want to know how much money you have in your OPay account? I’ll show you the easiest way to check your balance using your phone. You don’t even need the internet!

How To Check Opay Balance Using Ussd?
To check your Opay balance using USSD, simply dial *955# on your phone and follow the prompts. This will show you your account balance. Make sure your phone number is linked to your Opay account before using this option.
What’s OPay and Why Do We Use It?
OPay is like a digital wallet that lives in your phone. Think of it as a piggy bank that can do cool stuff! You can save money, buy things, and even help your parents pay bills. But first, you need to know how to check how much money you have.
The Magic Numbers to Check Your Balance
You know how you dial numbers to call your friends? Well, OPay has special numbers called USSD codes. These are like secret codes that help you check your money! Let me show you how they work.
Checking Your Balance: Two Super Easy Ways
The Simple Way
You can check your balance by following these steps:
- Pick up your phone
- Open the phone dialer (where you type phone numbers)
- Type *955#
- Press the green call button
- Choose “Check Balance” from the menu
- Type your secret PIN number
- Ta-da! Your balance will show up on the screen
The Super Quick Way
Want an even faster way? Here’s a shortcut:
- Type 9551#
- Press the green call button
- Type your PIN
- Your balance shows up right away!
What You Need to Know
Here’s some important stuff about using OPay:
Important Things | What It Means |
It’s Free! | Checking your balance doesn’t cost any moneyWorks EverywhereYou can check your balance anywhere in NigeriaNo Internet NeededWorks even when you don’t have dataKeeps Money SafeUses a special PIN to protect your money |
When Things Don’t Work
Sometimes things might not work right away. Here’s what you can do:
If Your Code Doesn’t Work
- Check if your phone has signal bars
- Make sure you typed the code correctly
- Try turning your phone off and on again
If You See an Error Message
- Double-check your PIN number
- Wait a few minutes and try again
- Ask a parent to help you call OPay support
Keeping Your Money Safe
Just like you keep your house key safe, you need to keep your OPay account safe too:
Your Secret PIN
- Never tell anyone your PIN
- Don’t write it where others can see
- Pick a PIN that’s hard to guess (not your birthday!)
Being Extra Careful
- Don’t let others use your phone to check your balance
- Always make sure no one is watching when you type your PIN
- If something seems wrong, tell your parents right away
Cool Things You Can Do with OPay
Once you know how to check your balance, you can do more fun stuff:
- Buy airtime for your phone
- Save money for something special
- Help pay for TV or electricity at home
Need Help?
If you ever get stuck or something’s not working:
- Ask your parents for help
- Visit an OPay agent near you
- Call OPay’s help number: 01-700800
Frequently Asked Questions
Will it cost money to check my balance?
Nope! It’s totally free to check your balance.
What if I forget my PIN?
Don’t worry! Your parents can help you get a new one from OPay.
What if I enter the wrong PIN?
You get three tries. After that, you’ll need to wait a bit before trying again.
Can I check my balance without a phone signal?
No, you need at least one signal bar on your phone.